Rates for Personal Loans

Rates effective as of .

Automobiles - New & Used
Model Year	Term	Interest Rate	APR	Payment Amount (per $1,000 borrowed)
2008 - New	60 months	5.99%	6.305%	$19.47
2008 - New	72 months	6.50%	6.768%	$16.94
2007 & 2006	60 months	6.50%	6.816%	$19.71
2007 & 2006	66 months	6.75%	7.040%	$18.32
2005 & 2004	60 months	7.30%	7.618%	$20.09
2003 & 2002	54 months	8.00%	8.352%	$22.28
2001 & Older	48 months	9.00%	9.396%	$25.03
Loan processing fee: $75.00 Minimum finance charge: $39.00 APR and Payment Calculations based on $10,000.00 Loan Amount. Rates subject to credit approval.

Motorcycle & Boats - New and Used
Model Year	Term	Interest Rate	APR	Payment Amount (per $1,000 borrowed)
2008 - New	60 months	6.35%	6.985%	$19.79
2007 & 2006	60 months	6.45%	7.082%	$19.84
2005 & 2004	54 months	6.75%	7.453%	$21.85
2003 & 2002	48 months	7.25%	8.036%	$24.43
2001 & Older	32 months	7.75%	8.900%	$35.22
Loan processing fee: $75.00 Minimum finance charge: $39.00 APR and Payment Calculations based on $5,000.00 Loan Amount. Rates subject to credit approval.

Garden Tractors, ATV, Dirt Bikes, etc. - New and Used
Model Year	Term	Interest Rate	APR	Payment Amount (per $1,000 borrowed)
2008 - New *	48 months	8.35%	9.141%	$24.95 *
2007 & 2006 *	36 months	8.45%	9.485%	$32.03 *
2005 & 2004 *	24 months	8.75%	10.258%	$46.20 *
2003 & 2002 **	12 months	9.00%	14.647%	$45.05 **
2001 & Older **	12 months	9.25%	14.902%	$45.11 **
Loan processing fee: $75.00 Minimum finance charge: $39.00 * APR and Payment Calculations based on $5,000.00 Loan Amount. ** APR and Payment Calculations based on $2,500.00 Loan Amount. Rates subject to credit approval.

Unsecured Personal Loans
Product	Term	Interest Rate	APR	Payment Amount (per $1,000 borrowed)
Open Note	up to 6 months	7.25%	13.484%	$2,668.09 at maturity
Loan processing fee: $75.00 Minimum finance charge: $39.00 APR and Payment Calculations based on $2,500.00 Loan Amount. Rates subject to credit approval.
Installment Note P&I Pmt	24 months	8.50%	11.446%	$46.81
Installment Note P&I Pmt	36 months	10.00%	12.062%	$33.24
Installment Note P&I Pmt	60 months	10.50%	11.809%	$22.14
Loan processing fee: $75.00 Minimum finance charge: $39.00 APR and Payment Calculations based on $2,500.00 Loan Amount. Rates subject to credit approval.

Checkline Home Equity Line of Credit
Product	Term	Interest Rate	APR	Payment Amount (per $1,000 borrowed)
Home Equity Line of Credit	10 years	6.00%	6.222%	$11.21
				*** minimum payment required
*** Minimum payment of 1.5% of outstanding balance or $100.00, whichever is greater. Minimum finance charge: $39.00 APR and Payment Calculations based on $10,000.00 Loan Amount. Rates subject to credit approval.

The interest rate(s) and annual percentage yields (APY) are accurate as of effective date stated above and are subject to change daily. The interest rates and APRs on the products listed above may presume that certain components of your credit profile, such as your credit score or your debt-to-income ratio, meet certain thresholds. If the product for which you apply contains such thresholds and a component of your credit profile does not meet the relevant threshold(s), the terms offered to you will be adjusted upward based on a predetermined schedule of pricing adjustments. All loans are subject to credit approval and receipt of a property appraisal demonstrating sufficient value. Other terms and conditions may apply. These rates are provided as a convenience for our customers. However, there is no guarantee that they are accurate or up-to-date.

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