Rates for Mortgage Loans
Rates effective as of
.
|
Product
|
Term
|
Interest Rate
|
APR |
Payment Amount
(per $1,000 borrowed) |
| 2nd Mortgage
Loan |
60 months
|
8.50%
|
8.935% |
$20.73 * |
| 2nd Mortgage
Loan |
120 months
|
10.50%
|
10.751% |
$13.63 ** |
| Construction
Loan |
6 months/30 |
8.25% |
8.364% |
$7.59 ** |
| Construction
/ Permanent Mortgage Loan |
6-354 mo |
same rate
as mortgage loan |
|
|
Adjustable Rate
- Residential
- Owner Occupied
|
1 yr/30 |
5.25% |
5.342% |
$5.58 ** |
| 3 yr/30 |
5.50% |
5.593% |
$5.74 ** |
| 5 yr/30 |
6.30% |
6.398% |
$6.25 ** |
Adjustable Rate
- Residential
- Non-Owner Occupied
- 1-3 Units
|
1 yr/30 |
6.00% |
6.096% |
$6.06 ** |
| 3 yr/30 |
6.25% |
6.347% |
$6.22 ** |
Adjustable Rate
- Commercial / Agricultural
|
1 yr/25 |
5.75% |
5.857% |
$6.36 ** |
| 3 yr/25 |
6.00% |
6.108% |
$6.51 ** |
| 5 yr/25 |
6.45% |
6.560% |
$6.79 ** |
The interest rate(s) and annual percentage yields (APY) are accurate as of effective date stated above and are subject to change daily. The
interest rates and APRs on the products listed above may presume that certain components of your credit profile, such as your credit score
or your debt-to-income ratio, meet certain thresholds. If the product for which you apply contains such thresholds and a component of your
credit profile does not meet the relevant threshold(s), the terms offered to you will be adjusted upward based on a predetermined schedule of
pricing adjustments. All loans are subject to credit approval and receipt of a property appraisal demonstrating sufficient value. Other terms
and conditions may apply. These rates are provided as a convenience for our customers. However, there is no guarantee that they are accurate
or up-to-date.
|
