Personal Services - Loans - Real Estate Loans

Let the Bank of Geneva’s experienced loan officers give you the personal attention and service you deserve when you apply to borrow money to purchase a house or buy property. Our commitment as a community bank, and our years of experience in real estate lending mean we will be here to serve you after you sign the paperwork.

Borrow from us - Our interest rates are competitive. Our document fees and closing costs are lower than most of our competitors and we have NO HIDDEN COSTS!

A Bank of Geneva Real Estate Loan:

• Allows individuals the opportunity to borrow to purchase a home without having to save a large amount of money
• Gives home owners the opportunity to use the equity in their house to pay for home improvements, college, vacations and other special occasions!
• Gives farmers and businessmen the ability to grow their businesses by purchasing land and buildings

Apply here if you want to:

• Buy or build a house?
• Remodel your home or business?
• Purchase land?
• Pay for a college education?
• Give your daughter a beautiful wedding?

See how these other great products can make having a Bank of Geneva Real Estate loan easy.

• Totally Free Personal or Business Checking
• Money Maker Bonus Checking
• Automatic Payment
• Direct Deposit
• Bank by Mail
• Internet Banking
• free Online Bill Pay
• e-Statements
• Statement Savings Account
• Money Market Savings Account

Available on a variety of terms, rates, and payment schedules depending on the individual needs of each borrower, including Checkline and our overdraft protection product.

Both fixed rate and adjustable rate mortgages are available. Adjustable rate mortgages are made on a 1-year, 3-year, and 5-year adjustment period with terms of 180, 240, or 360 months. Terms of 180, 240 and 360 months are available on fixed rate mortgages as well.

We can finance your new or previously owned vehicle on a variety of repayment terms.

Home improvement loans are available on a variety of terms depending on the scope of your project. Contact us for current rates.

Home equity loans are available as a line of credit. The line of credit offers the convenience of borrowing what you need when you need it up to a pre-approved limit.

Loans secured with commercial or farm real estate are available on a 1-year, 3-year, 5-year, 7-year, or 10-year adjustable rate basis.

The Bank of Geneva is an equal housing lender.