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November 12, 2018




Dear Bank of Geneva Customer,


We would like to provide an update on the Bank of Geneva conversion to Farmers & Merchants State Bank. The conversion is planned to take place in mid-January of 2019.


First of all, we want you to know that we understand that change can be stressful. Rest assured the Bank of Geneva and Farmers & Merchants State Bank are working together to do everything we can to make the conversion as smooth as possible and to make sure that you experience minimal inconvenience. We are happy to report that when the merger occurs your account numbers will not change.

The necessary procedures will be handled for you to make a smooth transition to F&M. You will be able to continue to do your banking at the same convenient Bank of Geneva Office with the same familiar faces.


In December you will receive a complete Welcome Packet to help familiarize you with the products and services offered by F&M.


It is our objective to make this a positive experience for you!




Andrew J. Briggs                                                        Lars Eller

President and Chief Executive Officer                    President and Chief Executive Officer

Bank of Geneva                                                           Farmers and Merchants State Bank

260.368.7288                                                                 419.446.2501                                                                                                                                                                    


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